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Resource Center

Please explore Safety's Resource Center to find helpful tips and PDF brochures. We are committed to providing you with new information to keep you informed on how to protect your family, home, car or business. Connect with us on Facebook and Twitter to receive the latest updates. We help you manage life’s storms!

House next to a lighthouse
Maine Homeowners
House next to a lighthouse

Maine Homeowners

Safety has a strong reputation as a market leader for Homeowners insurance. Our Maine homeowners insurance policies offer a broad selection of discounts and coverage, including losses to your home and contents from numerous perils and for liability to others arising from ownership or occupancy of your home.

worried young man talking on smartphone
When to Call the Police from the Scene of Accident
worried young man talking on smartphone

When to Call the Police from the Scene of Accident

Everyone should know what to do should they ever be involved in a car accident.

mechanic fixing tire
Road Defects When Using Company Vehicles

Keeping Safe While Driving and Dealing with Potholes, Other Road Defects When Using Commercial or Company Vehicles

Depending on the size and depth, road hazards can cause costly damages to commercial and company vehicles. On average, pothole damages alone cost US drivers around $3 billion in repairs a year.

Yellow house with a fence
New Hampshire Homeowners
Yellow house with a fence

New Hampshire Homeowners

Safety has a strong reputation as a market leader for Homeowners insurance. Our New Hampshire homeowners insurance policies offer a broad selection of discounts and coverage, including losses to your home and contents from numerous perils and for liability to others arising from ownership or occupancy of your home.

pattern of % signs
Discount and Coverage
pattern of % signs

Safety Insurance Discount and Coverage

Our Safety Net provides greater value and savings with our discounts, enhanced coverages, convenience, and peace of mind.

glowing microchip with a lock icon
Combating Cybersecurity Threats
glowing microchip with a lock icon

Combating Cybersecurity Threats and Protecting Your Business Operations

Doing business in an increasingly connected and digital-first world presents many opportunities to reach new customers and expand operations.

House with front porch
Massachusetts Homeowners
House with front porch

Massachusetts Homeowners

Safety has a strong reputation as a market leader for Homeowners insurance. Our Massachusetts homeowners insurance policies offer a broad selection of discounts and coverage, including losses to your home and contents from numerous perils and for liability to others arising from ownership or occupancy of your home.

house + car + handshake in shape of heart
e-Customer Program
house + car + handshake in shape of heart

e-Customer Program

Go Green and Save! Policyholders who prefer to receive documents electronically may qualify for a discount on their Auto, Home and Commercial insurance policies.

Tractor trailer on the highway at dusk
Maine Commercial Auto
Tractor trailer on the highway at dusk

Maine Commercial Auto

Our Commercial Auto insurance covers vehicles used for business purposes including: business-owned private passenger vehicles, trucks, tractors and trailers, and fleets of vehicles. Safety offers multiple Commercial Auto pricing options. These options offer lower premiums to qualified customers based on the risk, vehicle type and history of your company.

orange-yellow photo of the sun
Extreme Heat
orange-yellow photo of the sun

How to Keep Your Cool During Periods of Extreme Heat

It is extremely important for people to protect themselves and one another as well as their homes and automobiles during period of extreme heat. Extreme heat is the term used to describe a multi-day event when high temperatures and high humidity levels combine to create conditions that are well above averages and generate stresses on our homes and our health.

smartphones showing screens from Drive with Safety and Road Ready mobile apps
Safe on the Road
smartphones showing screens from Drive with Safety and Road Ready mobile apps

Protecting Yourself and Others on the Road

Each June since 1996, the United States observes National Safety Month to promote awareness of and encourage efforts to keep each other safe on the road, in homes, and in our communities.

Tractor trailer driving in rural area
New Hampshire Commercial Auto
Tractor trailer driving in rural area

New Hampshire Commercial Auto

Our Commercial Auto insurance covers vehicles used for business purposes including: business-owned private passenger vehicles, trucks, tractors and trailers, and fleets of vehicles. Safety offers multiple Commercial Auto pricing options. These options offer lower premiums to qualified customers based on the risk, vehicle type and history of your company.

photo of house at upward angle including a chimney
Protecting Yourself and Others In and Around Your Home
photo of house at upward angle including a chimney

Protecting Yourself and Others In and Around Your Home

Each June since 1996, the United States observes National Safety Month each June to promote awareness of and encourage efforts to keep each other safe in our homes, on the road, and in shared spaces throughout our communities.

car with lights on driving on a wet curvy road at twilight
Summer Driving Tips
car with lights on driving on a wet curvy road at twilight

Summer Driving Tips for Teens (and Adults, too)
Truck driving in traffic
Massachusetts Commercial Auto

Massachusetts Commercial Auto

Our Commercial Auto insurance covers vehicles used for business purposes including: business-owned private passenger vehicles, trucks, tractors and trailers, and fleets of vehicles. Safety offers multiple Commercial Auto pricing options. These options offer lower premiums to qualified customers based on the risk, vehicle type and history of your company.

branching lightning in dark blue sky
Lightning

Lightning

Lightning is one of the most underrated severe weather hazards, yet it ranks as the second-leading weather killer in the United States. There are thousands of lightning strikes every day. Victims of lightning can suffer serious health injuries such as loss of consciousness, amnesia and burns.

car tire hitting a pothole
Dealing with Potholes and Other Road Defects

Keeping Safe While Driving and Dealing with Potholes and Other Road Defects

Potholes and other road defects like cracks and debris can lead to more than just a bumpy ride. Depending on the size and depth of what you encounter, road hazards can cause costly damages to your personal car or truck.

sign indicating fire
Workplace Burn Safety and Prevention

Burn Safety and Prevention Tips for Your Business

With simple lifestyle changes and safety measures most burns can be prevented in the workplace

Are you ready? sign in a storm
Reducing Hurricane Risk

Reducing Hurricane Risk

Building science research has identified the areas of a home most at risk from hurricane-force winds and rains. Safety Insurance offers guidance for strengthening these areas, which will lead to a reduced risk of damage and fewer repairs.

In Control Car
Preventing Distracted Driving

Preventing Distracted Driving and Remaining In Control on the Road

We all have a role to play in ending distracted driving as well as remaining in control and focused on safety while on the road.

store next to a clock
Daylight Saving Time Safety Tips for Businesses

Daylight Saving Time Safety Tips for Businesses and Your Customers

Daylight Saving Time is an excellent semi-annual reminder to take care of maintenance tasks around your business or place of work.

squirrel crawling down a tree
Preventing Pest Damage to Your Home

Preventing Pest Damage to Your Home

If you wait too long, a small problem can quickly multiply into serious damage to your home.

figure wearing a tuxedo in front of limo
Prom Safe Driving Tips

Prom Safe Driving Tips

Your advice will play an important role when discussing teenage driving tips that might prevent them from becoming a tragic statistic.

Baker in front of a rack
Massachusetts Businessowners Policies

Massachusetts Businessowners Policies

Safety offers the total account for Commercial Lines including Business Owners policies. We serve eligible small and medium-sized commercial accounts with a program that covers Apartments and Residential Condominiums, Mercantile establishments, Restaurants, Offices, Processing and Services Businessnesses, Special Trade Contractors, and wholesale businesses.

tree branch on crumpled roof
Hurricane Preparation

Hurricane preparation. What is covered in a Hurricane or Tornado?

Learn more about hurricane and tornado insurance coverage before tragedy strikes.

hand pumping gas
Earth Day: Green Driving Tips

Earth Day: Green Driving Tips

Earth Day is celebrated to remind people of their personal responsibility as stewards of planet Earth.

Female hairdresser washing customers hair
Maine Businessowners Policies

Maine Businessowners Policies

Safety offers the total account for Maine Commercial Lines including Business Owners policies. We serve eligible small and medium-sized commercial accounts with a program that covers Apartments and Residential Condominiums, Mercantile establishments, Restaurants, Offices, Processing and Services Businessnesses, Special Trade Contractors, and wholesale businesses.

worried looking woman sitting in front of man on phone
Home Cyber Protection Coverage

Home Cyber Protection Coverage

Home Cyber Protection is a bundled coverage that protects individuals and families from losses such as compromised data on personal computers, mobile devices and other connected home technology, as well as damage to software and operating systems.

car and jeep below a clock
Daylight Saving Time Safety Tips for Drivers

Daylight Saving Time Safety Tips for Drivers and Your Car

You can leverage Daylight Saving Time to your advantage to make the best of the warm weather and longer days.

clearing walkway with snowblower
Winter Safety Tips to Protect Your Business

Winter and Cold Weather Safety Tips to Protect Your Business and Customers

With a plan in place and proper precautions taken, can be minimized to keep people and your business safe.

smoldering pile of mulch
Preventing Mulch Fires

Preventing Mulch Fires

Mulch is a combustible material that can be easily ignited by improperly discarded smoking materials.

two smartphones on top of each other next to Drive with Safety: Drive better, together text
Drive With Safety

Drive With Safety

Becoming a safe driver requires a lifetime commitment. As drivers, we are always responsible for our own safety. As parents, we are also responsible for our children. Taking the time to ensure they are prepared to tackle what lies ahead is a key part of our job, especially when it comes to driving

bike rider passing building with solar panels and wind turbines
Making Your Business More Energy Efficient

Making Your Business More Energy Efficient

As the weather changes, energy expenses can quickly sneak up on your business and can be a hefty toll on your bottom line, so it is important to consider ways in which you can you’re your property and operations more energy efficient.

lawn mower
Who cares if the guy mowing my lawn isn't insured?

Who cares if the guy mowing my lawn isn't insured, injuries are his problem, not mine. Right?

You should carry adequate home liability insurance because lawsuits are almost as common as car accidents

In Control Advanced Driver Training car
Improving Driver Safety

Improving Driver Safety

Safety Insurance has partnered with In Control Family Foundation to improve driver safety in Massachusetts.

A woman wearing safety equipment and operating a miter saw
Commercial Umbrella

Commercial Umbrella

It can happen to anyone; a simple trip and fall, car accident, or other momentary lapse in judgment could lead to a serious legal matter and leave you in financial turmoil. In today’s litigious world the more assets you have, the more you must protect. Fortunately, you don’t have to absorb the risk yourself. By purchasing an Umbrella policy, you can increase your liability coverage above your normal Commercial Auto and Businessowners liability limits to give yourself a sense of protection in the event of the unpredictable.

house under water up to the front door
Will my Homeowners Insurance Cover Flood Damage?

What Causes Flooding and Will my Homeowners Insurance Cover Flood Damage

If you live in New England, spring thaw and other types of extreme weather can cause major flooding. Is your home protected?

smiling young woman driving car
Spring Break Road Trip

Spring Break Road Trip What Students and Parents Need to Know About Rental Car Coverage

Take the time now to investigate so you will be ready when you need to rent a vehicle.

Female baker holding a notebook
New Hampshire Businessowners Policies

New Hampshire Businessowners Policies

Safety offers the total account for New Hampshire Commercial Lines including Business Owners policies. We serve eligible small and medium-sized commercial accounts with a program that covers Apartments and Residential Condominiums, Mercantile establishments, Restaurants, Offices, Processing and Services Businessnesses, Special Trade Contractors, and wholesale businesses.

docked boats
Is Your Boat Safe?

Is Your Boat Safe?

Boating season has arrived. There are steps you can take to reduce fatalities, injury, property damage and liability costs related to recreational boating accidents.

scraping ice off windshield
Winter and Cold Weather Safety Tips for Drivers

Winter and Cold Weather Safety Tips for Drivers

By following these easy steps and maintaining the proper insurance coverage, you can enjoy the winter weather without worry.

boarded up storefront
Business Safe During Heavy Rains and Extreme Weather

How to Keep Your Business Safe During Heavy Rains and Extreme Weather

Extreme weather events, including heavy rains, storms, and floods, can pose significant threats to your business.

empty chair on a dock
Is Your Home Alone?

Is Your Home Alone?

Creating a routine each time you leave your home alone for an extended period of time can reduce the likelihood of a disaster, and keep work to a minimum when you return.

windshield wiper in front of view of a road
Glass Claims

Glass Claims

Many small dings and cracks can be repaired in as little as 30 minutes, leaving your factory installed windshield in place!

wet umbrella
Personal Umbrella

Personal Umbrella

It can happen to anyone; a simple trip and fall, car accident, or other momentary lapse in judgement that could lead to a serious legal matter and leave you in financial turmoil. In today's litigious world the more assets you have, the more you have to protect.

gavel on a law book overlayed on an image of a courthouse with an American flag
Purchase auto insurance above state law requirements

Why you should purchase auto insurance above state law requirements

Because given a worst-case accident scenario, you will want to have enough coverage to protect yourself, your home and your family.

open hand holding a house
Avoid Dreaded Surprises

Avoid Dreaded Surprises: What Is Really Covered Under My Homeowner's Policy?

Avoid dreaded surprises and take a closer look at your home insurance policy before problems arise.

keys, license plate, registration documents
Safety Inspection Sticker and Registration Plates

Safety Inspection Sticker and Registration Plates

It is your responsibility to make sure that your safety inspection sticker and registration plates are current.

sign indicating fire
Home Burn Safety and Prevention

Burn Safety and Prevention Tips for Your Home

With simple lifestyle changes and safety measures most home burns can be prevented

screenshot of My Policy page in My Account
Travel Outside of your Home State

Travel Outside of your Home State

Policyholders who travel outside the state in which they are insured should take their insurance policy or proof of insurance with them.

clock next to house
Daylight Saving Time Safety Tips for Your Home

Daylight Saving Time Safety Tips for Homeowners and Renters

Daylight Saving Time is an excellent semi-annual reminder to take care of maintenance tasks around your home.

seat belt
Seat Belts

Seat Belts

The Commonwealth of Massachusetts requires the use of seat belts for all operators and passengers riding in a private passenger motor vehicle.

Hands protecting a home
What is Insuring to Value? How does it protect my home?

What is Insuring to Value? How does it protect my home?

As a policyholder, it's important to assure that your home is properly insured year after year.

gloved hand breaking into car door lock with a screwdriver
If You Have Information about an Auto Theft

If You Have Information about an Auto Theft

Massachusetts policyholders should contact the Governor's Auto Theft Strike Force Hotline at (800) HOT-AUTO or (800) 468-2886.

snowblowing driveway
Cold Weather Safety Tips for Homeowners

Winter and Cold Weather Safety Tips for Homeowners and Renters

Preparing your home for winter and cold weather.

unhappy woman holding a clipboard discussing accident with female police officer
If You are in an Accident

If You are in an Accident

Fill out the accident forms completely and accurately. Get all necessary information from any other drivers and passengers.

roof covered with snow with icicles hanging off gutter
Preventing & Addressing Water Damage

Preventing & Addressing Water Damage Due to the Spring Thaw

Home and small business owners can minimize the risk of damage by following a few simple steps.

hand holding stack of hundred dollar bills
10 Tips On How To Manage Insurance Costs

10 Tips On How To Manage Insurance Costs

10 Tips On How To Manage Insurance Costs

boy flying kite in front of house with solar panels
Make Your Home More Energy Efficient

How To Make Your Home More Energy Efficient

As the weather changes, electricity bills can place a lot of pressure on your household budget, so it is important to consider energy efficient improvements you can make to your home.

snowflakes
May Your Holidays be Merry and Safe

May Your Holidays be Merry and Safe

Safety Insurance has compiled its top recommendations to help you have a safe holiday season and Happy New Year.

overflowing bathtub with rubber duck toy
Preventing Water Damage Inside the Home

Preventing Water Damage Inside the Home

A burst water supply line caused half of all water damage incidents involving washing machines. On average, these incidents caused more than $6,000 in damage per incident.

busy snow covered highway
Winter Driving Tips

Winter Driving Tips

Winter driving safety starts before the snow and ice cover the roadways.

cropped view of credit cards in a wallet
Preventing ID Theft

Preventing ID Theft

What should I do if my identity is stolen?

yellow school bus
5 Back-to-School Driving Tips

5 Back-to-School Driving Tips

September means different driving patterns and rules of the road.

hand holding stack of hundred dollar bills
10 Tips On How To Manage Insurance Costs

10 Tips On How To Manage Insurance Costs

10 Tips On How To Manage Insurance Costs

Safety's VIP Pledge - Expert Repairs Guaranteed for Life
VIP Claims Services

VIP Claims Services

Safety’s VIP Claims Service takes the hassle out of auto repairs. Drop off your car at one of our two conveniently located VIP Claim Centers and we will have a rental car waiting for you. Our expert staff will manage the necessary repairs at a top-notch repair facility, send you regular repair updates, and inspect your car to ensure the repairs meet our high standards.

snowflakes
May Your Holidays be Merry and Safe

May Your Holidays be Merry and Safe

Safety Insurance has compiled its top recommendations to help you have a safe holiday season and Happy New Year.

deployed airbag from car dashboard
What to Expect When Involved in a Loss

What to Expect When Involved in a Loss

It's also important that you know what is covered on your automobile insurance coverage or homeowner's insurance coverage.

lit wood burning stove behind a table and basket
Protect Your Home and Business This Winter

Protect Your Home and Business This Winter

Minimize future financial burdens with the right insurance coverage.

Safety Mobile displayed on iPhone and Android against car backdrop
Safety Mobile

Safety Mobile (MA and NH)

We’ll help you Manage Life’s Storms! Insurance is a whole lot easier with Safety’s iPhone and Android Apps right at your fingertips. The Safety Mobile app gives you access to your Safety Insurance My Account.

hands putting insulation on pipes
Ice Dams and Freezing Pipes

Ice Dams and Freezing Pipes

Water damage caused by ice dams or bursting pipes can damage your home.

red car keeping distance from other grey cars
National Teen Driver Safety Week

National Teen Driver Safety Week

According to the National Highway Traffic Safety Administration (NHTSA), vehicle accidents are the number one cause of teenage deaths in the U.S.

stress cracks in ice
Freezing Weather

Freezing Weather

Water damage caused by ice dams or bursting pipes can damage your home. You can avoid the water damage by taking several basic steps right now to prevent this kind of damage.

wet, blurry windshield
Vehicle Safety During Heavy Rains and Extreme Weather

How to Keep Your Vehicle and Yourself Safe During Heavy Rains and Extreme Weather

Extreme weather, such as heavy rains, storms, and hurricanes, can pose significant challenges for drivers and their vehicles.

Safety summer tips
Summer Safety Tips

Summer Safety Tips for Drivers, Homeowners and Renters, and Businesses

Here are some essential summer safety tips to ensure you have a joyful and worry-free time this season.

Car next to a tent in the woods
Maine Personal Auto

Maine Personal Auto

Safety has a strong reputation as a market leader for Personal Auto insurance. We offer a broad selection of discounts and enhanced coverage endorsements that will help protect your most important assets in Maine.

illustration of utility line between car and building
Service Line Coverage

Service Line Coverage

A service line failure is physical damage to a covered, underground, utility line that results in leaks, breaks, tears, rupture, collapse or arcing. A failure can result in costly repairs. Most homeowners do not realize they are responsible for repairing or replacing the underground piping and wiring located on their property if damaged. Losses can easily total $3,500 or more when considering repairs, excavation and damage to outdoor property. Service Line Coverage offers a simple and affordable solution.

Two cars driving on a winding road in forest
New Hampshire Personal Auto

New Hampshire Personal Auto

Safety has a strong reputation as a market leader for Personal Auto insurance. We offer a broad selection of discounts and enhanced coverage endorsements that will help protect your most important assets in New Hampshire.

soffits, behind a shutter, and post icons,
12 Areas of a Home Most at Risk from a Hurricane

12 Areas of a Home Most at Risk from a Hurricane

Reduce your hurricane risk

Woman and child washing car
Massachusetts Personal Auto

Massachusetts Personal Auto

Safety has a strong reputation as a market leader for Personal Auto insurance. We offer a broad selection of discounts and enhanced coverage endorsements that will help protect your most important assets.

lightning crackling on dark skyline
Protecting Your Home Against Lightning

Protecting Your Home Against Lightning

You can protect your home against direct or indirect lightning strikes by understanding the dangers and taking precautions.

deer on side of road with approaching car
How to Avoid Hitting a Deer?

How to Avoid Hitting a Deer?

Did you know that the highest rate of deer collisions occurs between October and December?

water drops
Preventing Water Damage Outside the Home

Preventing Water Damage Outside the Home

You can minimize water damage by addressing the problem quickly and thoroughly. If water is flowing into the home from burst piping or damaged appliances, shut off the water supply, typically found outside the house or at the meter.

rear view of oil tanker truck
Oil Heat Safety

Oil Heat Safety

Home heating safety is important for all homeowners. Maintenance and understanding is integral to the protection of your home and family.

deployed airbag from car dashboard
What to Expect When Involved in a Loss

What to Expect When Involved in a Loss

It's also important that you know what is covered on your automobile insurance coverage or homeowner's insurance coverage.

smiling woman talking on smartphone at a desk with a laptop open
Protecting Your Home from Cyber Threats

Protecting Your Home from Cyber Threats

Whether you are a homeowner or a renter, it is just as important to protect yourself and home from cyber threats.

electrical boxes on a wall
Home Systems Protection Coverage

Home Systems Protection Coverage

Home Systems Protection, an enhancement to Safety's Homeowners Policy, offers homeowners assistance in the event of a system breakdown. Homeowners depend on the comfort, convenience and security that their home systems and equipment provide. Unfortunately, many homeowners assume they are protected by warranties or service con- tracts when heating, air conditioning, hot water or electrical systems fail. However, when protection is not provided, a breakdown can come as a costly surprise - several thousand dollars or more.

uprooted trees
Still Standing: Trim Your Risk of Tree Problems

Still Standing: Trim Your Risk of Tree Problems

Falling trees and limbs cause hundreds of millions of dollars of damage each year, as well as personal injuries and deaths. Windstorms and ice storms are leading causes of such damage and injuries.

roof undergoing downpour
Home Safe During Heavy Rains and Extreme Weather

How to Keep Your Home Safe During Heavy Rains and Extreme Weather

Extreme weather events, including heavy rains, storms, and floods, can pose significant threats to your home whether you rent or own.

finger pressing down arrow on a thermostat
Top 7 Things You Can Do to Make Your Home More Efficient

Top 7 Things You Can Do to Make Your Home More Efficient

Although older homes more commonly need an energy efficiency tune-up, even newer homes can benefit from a checkup that may save money

lit wood burning stove behind a table and basket
Supplemental Heating Tips

Supplemental Heating Tips

According to the Insurance Information Institute, a home fire occurs every 87 seconds with heating equipment as a leading cause in U.S. homes. Nearly half (48%) of all home heating fires occurred in January, February, and December. Download our Supplemental Heating Tips brochure to learn more about how to keep you and your family safe.