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Resource Center - Homeowners

Please explore Safety's Resource Center to find helpful tips and PDF brochures. We are committed to providing you with new information to keep you informed on how to protect your family, home, car or business. Connect with us on Facebook and Twitter to receive the latest updates. We help you manage life’s storms!

Front door of house
Safety Northeast
Front door of house

Safety Northeast

Safety Northeast Insurance Company provides Massachusetts homeowners a more competitive rate and affordable coverage to meet the needs of our Ultra-Preferred customers.

House next to a lighthouse
Maine Homeowners

Maine Homeowners

Safety has a strong reputation as a market leader for Homeowners insurance. Our Maine homeowners insurance policies offer a broad selection of discounts and coverage, including losses to your home and contents from numerous perils and for liability to others arising from ownership or occupancy of your home.

Yellow house with a fence
New Hampshire Homeowners

New Hampshire Homeowners

Safety has a strong reputation as a market leader for Homeowners insurance. Our New Hampshire homeowners insurance policies offer a broad selection of discounts and coverage, including losses to your home and contents from numerous perils and for liability to others arising from ownership or occupancy of your home.

House with front porch
Massachusetts Homeowners
House with front porch

Massachusetts Homeowners

Safety has a strong reputation as a market leader for Homeowners insurance. Our Massachusetts homeowners insurance policies offer a broad selection of discounts and coverage, including losses to your home and contents from numerous perils and for liability to others arising from ownership or occupancy of your home.

orange-yellow photo of the sun
Extreme Heat
orange-yellow photo of the sun

How to Keep Your Cool During Periods of Extreme Heat

It is extremely important for people to protect themselves and one another as well as their homes and automobiles during period of extreme heat. Extreme heat is the term used to describe a multi-day event when high temperatures and high humidity levels combine to create conditions that are well above averages and generate stresses on our homes and our health.

photo of house at upward angle including a chimney
Protecting Yourself and Others In and Around Your Home
photo of house at upward angle including a chimney

Protecting Yourself and Others In and Around Your Home

Each June since 1996, the United States observes National Safety Month each June to promote awareness of and encourage efforts to keep each other safe in our homes, on the road, and in shared spaces throughout our communities.

branching lightning in dark blue sky
Lightning
branching lightning in dark blue sky

Lightning

Lightning is one of the most underrated severe weather hazards, yet it ranks as the second-leading weather killer in the United States. There are thousands of lightning strikes every day. Victims of lightning can suffer serious health injuries such as loss of consciousness, amnesia and burns.

Are you ready? sign in a storm
Reducing Hurricane Risk
Are you ready? sign in a storm

Reducing Hurricane Risk

Building science research has identified the areas of a home most at risk from hurricane-force winds and rains. Safety Insurance offers guidance for strengthening these areas, which will lead to a reduced risk of damage and fewer repairs.

squirrel crawling down a tree
Preventing Pest Damage to Your Home

Preventing Pest Damage to Your Home

If you wait too long, a small problem can quickly multiply into serious damage to your home.

tree branch on crumpled roof
Hurricane Preparation
tree branch on crumpled roof

Hurricane preparation. What is covered in a Hurricane or Tornado?

Learn more about hurricane and tornado insurance coverage before tragedy strikes.

worried looking woman sitting in front of man on phone
Home Cyber Protection Coverage
worried looking woman sitting in front of man on phone

Home Cyber Protection Coverage

Home Cyber Protection is a bundled coverage that protects individuals and families from losses such as compromised data on personal computers, mobile devices and other connected home technology, as well as damage to software and operating systems.

smoldering pile of mulch
Preventing Mulch Fires
smoldering pile of mulch

Preventing Mulch Fires

Mulch is a combustible material that can be easily ignited by improperly discarded smoking materials.

lawn mower
Who cares if the guy mowing my lawn isn't insured?
lawn mower

Who cares if the guy mowing my lawn isn't insured, injuries are his problem, not mine. Right?

You should carry adequate home liability insurance because lawsuits are almost as common as car accidents

house under water up to the front door
Will my Homeowners Insurance Cover Flood Damage?
house under water up to the front door

What Causes Flooding and Will my Homeowners Insurance Cover Flood Damage

If you live in New England, spring thaw and other types of extreme weather can cause major flooding. Is your home protected?

docked boats
Is Your Boat Safe?

Is Your Boat Safe?

Boating season has arrived. There are steps you can take to reduce fatalities, injury, property damage and liability costs related to recreational boating accidents.

empty chair on a dock
Is Your Home Alone?

Is Your Home Alone?

Creating a routine each time you leave your home alone for an extended period of time can reduce the likelihood of a disaster, and keep work to a minimum when you return.

wet umbrella
Personal Umbrella

Personal Umbrella

It can happen to anyone; a simple trip and fall, car accident, or other momentary lapse in judgement that could lead to a serious legal matter and leave you in financial turmoil. In today's litigious world the more assets you have, the more you have to protect.

open hand holding a house
Avoid Dreaded Surprises

Avoid Dreaded Surprises: What Is Really Covered Under My Homeowner's Policy?

Avoid dreaded surprises and take a closer look at your home insurance policy before problems arise.

sign indicating fire
Home Burn Safety and Prevention

Burn Safety and Prevention Tips for Your Home

With simple lifestyle changes and safety measures most home burns can be prevented

clock next to house
Daylight Saving Time Safety Tips for Your Home

Daylight Saving Time Safety Tips for Homeowners and Renters

Daylight Saving Time is an excellent semi-annual reminder to take care of maintenance tasks around your home.

Hands protecting a home
What is Insuring to Value? How does it protect my home?

What is Insuring to Value? How does it protect my home?

As a policyholder, it's important to assure that your home is properly insured year after year.

snowblowing driveway
Cold Weather Safety Tips for Homeowners

Winter and Cold Weather Safety Tips for Homeowners and Renters

Preparing your home for winter and cold weather.

roof covered with snow with icicles hanging off gutter
Preventing & Addressing Water Damage

Preventing & Addressing Water Damage Due to the Spring Thaw

Home and small business owners can minimize the risk of damage by following a few simple steps.

boy flying kite in front of house with solar panels
Make Your Home More Energy Efficient

How To Make Your Home More Energy Efficient

As the weather changes, electricity bills can place a lot of pressure on your household budget, so it is important to consider energy efficient improvements you can make to your home.

overflowing bathtub with rubber duck toy
Preventing Water Damage Inside the Home

Preventing Water Damage Inside the Home

A burst water supply line caused half of all water damage incidents involving washing machines. On average, these incidents caused more than $6,000 in damage per incident.

cropped view of credit cards in a wallet
Preventing ID Theft

Preventing ID Theft

What should I do if my identity is stolen?

hand holding stack of hundred dollar bills
10 Tips On How To Manage Insurance Costs

10 Tips On How To Manage Insurance Costs

10 Tips On How To Manage Insurance Costs

snowflakes
May Your Holidays be Merry and Safe

May Your Holidays be Merry and Safe

Safety Insurance has compiled its top recommendations to help you have a safe holiday season and Happy New Year.

lit wood burning stove behind a table and basket
Protect Your Home and Business This Winter

Protect Your Home and Business This Winter

Minimize future financial burdens with the right insurance coverage.

hands putting insulation on pipes
Ice Dams and Freezing Pipes

Ice Dams and Freezing Pipes

Water damage caused by ice dams or bursting pipes can damage your home.

stress cracks in ice
Freezing Weather

Freezing Weather

Water damage caused by ice dams or bursting pipes can damage your home. You can avoid the water damage by taking several basic steps right now to prevent this kind of damage.

Safety summer tips
Summer Safety Tips

Summer Safety Tips for Drivers, Homeowners and Renters, and Businesses

Here are some essential summer safety tips to ensure you have a joyful and worry-free time this season.

illustration of utility line between car and building
Service Line Coverage

Service Line Coverage

A service line failure is physical damage to a covered, underground, utility line that results in leaks, breaks, tears, rupture, collapse or arcing. A failure can result in costly repairs. Most homeowners do not realize they are responsible for repairing or replacing the underground piping and wiring located on their property if damaged. Losses can easily total $3,500 or more when considering repairs, excavation and damage to outdoor property. Service Line Coverage offers a simple and affordable solution.

soffits, behind a shutter, and post icons,
12 Areas of a Home Most at Risk from a Hurricane

12 Areas of a Home Most at Risk from a Hurricane

Reduce your hurricane risk

lightning crackling on dark skyline
Protecting Your Home Against Lightning

Protecting Your Home Against Lightning

You can protect your home against direct or indirect lightning strikes by understanding the dangers and taking precautions.

water drops
Preventing Water Damage Outside the Home

Preventing Water Damage Outside the Home

You can minimize water damage by addressing the problem quickly and thoroughly. If water is flowing into the home from burst piping or damaged appliances, shut off the water supply, typically found outside the house or at the meter.

rear view of oil tanker truck
Oil Heat Safety

Oil Heat Safety

Home heating safety is important for all homeowners. Maintenance and understanding is integral to the protection of your home and family.

deployed airbag from car dashboard
What to Expect When Involved in a Loss

What to Expect When Involved in a Loss

It's also important that you know what is covered on your automobile insurance coverage or homeowner's insurance coverage.

smiling woman talking on smartphone at a desk with a laptop open
Protecting Your Home from Cyber Threats

Protecting Your Home from Cyber Threats

Whether you are a homeowner or a renter, it is just as important to protect yourself and home from cyber threats.

electrical boxes on a wall
Home Systems Protection Coverage

Home Systems Protection Coverage

Home Systems Protection, an enhancement to Safety's Homeowners Policy, offers homeowners assistance in the event of a system breakdown. Homeowners depend on the comfort, convenience and security that their home systems and equipment provide. Unfortunately, many homeowners assume they are protected by warranties or service con- tracts when heating, air conditioning, hot water or electrical systems fail. However, when protection is not provided, a breakdown can come as a costly surprise - several thousand dollars or more.

uprooted trees
Still Standing: Trim Your Risk of Tree Problems

Still Standing: Trim Your Risk of Tree Problems

Falling trees and limbs cause hundreds of millions of dollars of damage each year, as well as personal injuries and deaths. Windstorms and ice storms are leading causes of such damage and injuries.

roof undergoing downpour
Home Safe During Heavy Rains and Extreme Weather

How to Keep Your Home Safe During Heavy Rains and Extreme Weather

Extreme weather events, including heavy rains, storms, and floods, can pose significant threats to your home whether you rent or own.

finger pressing down arrow on a thermostat
Top 7 Things You Can Do to Make Your Home More Efficient

Top 7 Things You Can Do to Make Your Home More Efficient

Although older homes more commonly need an energy efficiency tune-up, even newer homes can benefit from a checkup that may save money

lit wood burning stove behind a table and basket
Supplemental Heating Tips

Supplemental Heating Tips

According to the Insurance Information Institute, a home fire occurs every 87 seconds with heating equipment as a leading cause in U.S. homes. Nearly half (48%) of all home heating fires occurred in January, February, and December. Download our Supplemental Heating Tips brochure to learn more about how to keep you and your family safe.