Keeping Your Home Safe from Water and Wind Damage as Winter Turns to Spring

As winter gives way to spring, melting snow, heavy rains, and strong winds can pose risks to both the inside and outside of your home. Taking proactive steps to safeguard your property and minimize risks from inclement weather can help protect your property and family by minimizing disruptions and preventing costly damage.

Below are a few tips and best practices to protect your home from water and wind damage as the seasons change:

• Inspect and Maintain Your Roof Your roof is your first line of defense against the elements. After a harsh winter, check for loose or missing shingles, damaged flashing, and clogged gutters. Snow accumulation, ice dams, and rapidly changing temperatures can weaken roofing materials, making them more susceptible to water and wind damage.
• Clean and Check Gutters and Downspouts Gutters and downspouts play a crucial role in directing water away from your home. Clogged gutters can lead to water overflow, which can seep into your foundation or cause leaks. Clear out leaves, twigs, and other debris to ensure proper drainage. Make sure downspouts extend at least three feet away from your home to prevent water from pooling near the foundation.
• Assess Your Home’s Foundation and Siding Strong winds and heavy rain can exploit any weaknesses in your home’s exterior. Check for cracked or loose siding and seal any gaps or holes. Inspect window and door seals for signs of wear and replace any damaged weatherstripping to prevent drafts and water intrusion. Look out for signs of water seepage as the ground thaws. If you have a sump pump, test it to ensure it is working properly before heavy spring rains arrive.
• Trim Trees and Secure Outdoor Items High winds can turn loose branches and outdoor furniture into projectiles that damage your home. Trim overhanging branches that could break off during storms and secure outdoor furniture, grills, and decorations to prevent them from being blown away or causing damage. Dead or weak branches can break off in strong winds, potentially damaging your home or car.
• Prepare for Emergencies Despite your best efforts and preparations, extreme weather can still cause unexpected damage. Have an emergency plan in place, including access to flashlights, water, and a backup generator. Make sure you review your homeowner’s insurance policy to ensure you have coverage for wind and water damage.

Prevention is key when it comes to protecting your home. By taking these steps, you can help protect your home from the seasonal challenges and damage that can come as the weather changes.

Additionally, our homeowners insurance policies in Massachusetts, New Hampshire, and Maine, offer a broad selection of coverage including coverage for losses to your home and its contents from numerous perils, and coverage for liability to others arising from ownership or occupancy of your home. Enhanced coverage is available in each market, please see individual state pages linked above for more details. Additionally, we offer competitive rates, including discounts for being loss free and a discount of up to 20% if you insure your automobile with us.

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If you have any coverage questions, please contact your Independent Agent and they will be happy to answer any questions. Safety Insurance helps you manage life’s storms both online and in person.