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Safety sells the following insurance products through Independent
Insurance Agents throughout Massachusetts. To find an agent near you, use our Agent Finder. Refer to your policy for
a full description of the coverage provided.
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 Private Passenger Auto |
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Safety aims to ensure that we provide the highest standard of service to our policyholders.
Private passenger automobile policies provide coverage for bodily injury and property damage to others, no-fault personal injury coverage for your vehicle’s occupants, and physical damage coverage for your own vehicle for collision or other perils.
We offer a broad selection of coverages and policy limits. We offer competitive rates, including a discount of 10% if you buy another insurance product from us.
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Homeowners |
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We offer policies on homes, condominiums, and apartments and a broad selection of coverage including coverage for losses to your home and its contents from numerous perils, and coverage for liability to others arising from ownership or occupancy of your home.
We offer competitive rates, including discounts for being loss free and a discount of 20% if you insure your automobile with us.
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Personal
Umbrella |
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With our personal umbrella product, Safety offers personal excess liability coverage with limits of $1,000,000 to $5,000,000 over and above the limits of individual automobile, boat, and homeowners insurance policies.
We offer a 5% discount when an umbrella policy is written together with an automobile insurance policy from Safety.
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Dwelling Fire |
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Safety offers property and liability coverage for non-owner occupied one or two-family residences.
We offer a 5% discount when a dwelling fire policy is written together with an automobile insurance policy from Safety.
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Commercial Auto |
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Our commercial automobile insurance covers vehicles used for business purposes including: business-owned private passenger vehicles, trucks, tractors and trailers, and fleets of vehicles.
Commercial automobile policies provide coverage for bodily injury and property damage to others, no-fault personal injury coverage, and physical damage coverage for your own vehicle(s) for collision or other perils resulting from the ownership or use of commercial vehicles in a business. Our commercial automobile program supports a variety of policy forms and limits of coverage including endorsements that broaden coverage over and above that offered on the standard policy form.
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Business Owners |
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Safety offers business owner policies that provide comprehensive and competitive liability and property coverage for many perils, including business interruption from a covered loss.
We serve eligible small and medium sized commercial accounts with a program that covers apartments and residential condominiums; mercantile establishments, including limited cooking restaurants; offices, including office condominiums; processing and services businesses; special trade contractors; and wholesaling businesses.
Equipment breakdown coverage is automatically included, and a wide range of additional coverage is available to qualified customers.
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Commercial Package Policy |
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For larger or more specialized businesses, Safety offers a Commercial Package Policy which covers any combination of Property, Liability, Crime and Inland Marine insurance coverage’s.
Commercial Property Policies automatically includes equipment breakdown coverage, and a wide range of additional coverage is available to qualified customers.
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Commercial
Umbrella |
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With our commercial umbrella product, Safety offers commercial excess liability coverage with limits of $1,000,000 to $5,000,000 over and above the limits of individual commercial automobile, business Owners, and Commercial Package Policies.
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